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Business Unit Manager


Expert Suggestions on Preparation for Computer Based CAT-09


Date of Posting: 20th February 2008
 
Job Title: Business Unit Manager
 
Company Name:

Fullerton India Credit Company Ltd.

 
Job Description:

Role: - To ensure that all Company Policies, Practices & Guidelines are adhered to as per approved policy. All constituents of the branch functions in a smooth manner, and build synergy in overall operations of the unit.
Key Accountabilities: -
Revenue Performance

  • Manages Sales Officers to acquire Customers and build Credit Worthy Portfolio.
         * Train Sos to create healthy pipe line.
         * Helps Sos build community network.
         * Monitor and manage run-off.
         * Manages Sos to do collections.
         * Monitor payment of loans and ensure Sos conduct regular collections and overdue collections.
         * Go with Sos to collect from selected hard-core errant customers.

  • Recruits locally and organizes pay-roll according to set guidelines.

  • Operations.

  • Manages efficient operations of tellers and back office.

  • Responsible for infrastructure of First India Credit and its maintenance.

  • Responsible for daily reporting of book and performance to State Head.
    Credit Approval

  • Approves credit up to INR 2 Lacs for single customer.

  • Gives recommendation for loans > INR 2 Lacs to State Manager.
    Local Micro-Marketing Positioning

  • Build network within community.

  • Leads local marketing and brand building.

  •  
    Function: Sales / Finance
     
    Company Profile:

    Fullerton India Credit Company Ltd. is a subsidiary of Fullerton Financial Holdings, a wholly owned subsidiary of the US $ 120 Billion Temasek Holdings of Singapore. They are India's fastest growing retail financial services company with over 591 branches and 11,000+ people who are driven by the desire to excel. Their team has successful people from major Banks, NBFCs, Service Sector and, of course, functional experts from across industries like telecom, IT, BPO and others.
    They offer a wide range of financial products which include unsecured personal loans, secured loans, home finance, home equity loans and insurance products. Their focus is intensely customer-centric, with a strong relationship approach to the communities they serve.
    For more details about the company, check the website at www.fullertonindia.com

     
    Location:

    West Bengal / Orissa

     
    Candidate Profile:

    Qualification & Experience: -

  • Graduation or equivalent. MBA Graduates will be an added advantage.

  • 3-4 years in financial services or banking industry with lending experience.
    Competencies: -

  • High integrity

  • Demonstrate core values of First India Credit

  • Good leadership skills

  • Target oriented

  • Ability to lead a team of 6-7 members in various functions

  • Multi-tasking and prioritization

  • Systematic and meticulous

  • Good communication skills

  • Well networked in locality with respect to customers, financiers and association office bearers.

  •  
    Level: Middle Management
     
    Contact Information: Swapnila Patil,
    Manager - Human Capital,
    Fullerton India Credit Company Ltd., Mumbai.
    E-mail: [email protected]

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